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The difference is that a gift card isn’t under your name, unlike a credit card, debit card or prepaid card.

Just check to see if purchasing gift cards will be considered a credit card “purchase” or a “cash advance”, which could incur additional fees and charges.

Another option is to use an online payment service such as Pay Pal.

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Pay Pal said research had shown that people in the UK owe billions of pounds through casual borrowing from friends, family or colleagues.There will be no fees for people paying other individuals through the service if they use debit cards, and a small fee for credit cards.Companies can use it too, but will then be charged. Your 800 Bill to Credit Card account will give callers the opportunity to increase the length of their call before time runs out thereby extending the call without hanging up!This feature was designed to help you make you more money!

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